If you live in a boating climate where the temperature drops below freezing in the winter, then winterizing is one of the most important things you should do with your boat maintenance each year.
Despite whatever wive’s tales or myths you have heard about saving you time or money in your winterizing routine, there are no short-cuts if you want to do it right and avoid damaging your boat.
Boat Owners Association of The United States (BoatUS) helps to set the record straight by sharing their experiences seeing “boat winterization gone wrong”. And as one of the biggest providers of boat insurance programs they have seen it all… the good, the bad and the ugly when it comes to mistakes that will cost boaters their boat.
Mistake #1: Not Filling the Tank with Fuel
If a boat has a built-in gas tank, it’s recommended to leave the tank as full as possible over the winter with a smidgen of room for fuel expansion.
Leaving the tank nearly full limits the amount of moisture that can potentially condense inside on the tank’s walls as outside temperatures fluctuate, preventing phase separation of ethanol (E10) fuel. Note one caveat: If your boat is stored in a rack system or indoor storage, check with the marina. They may require you to empty the tank to minimize the risk of fire.
TIP: Never plug a fuel vent. Ever.
Mistake #2: Adding Fuel Stabilizers to “Fix” Gas Issues
Some boaters think that come springtime, any phase-separated gasoline in the tank can be fixed by adding a fuel stabilizer or additive. But that is a myth – once gasoline phase separates, that’s it. Kaput. End of story. The only solution is to have a pro remove the contaminated fuel and water mixture and start anew — a difficult, hazardous and costly task for boats with built-in fuel tanks. However, it’s critical to use a fuel stabilizer each fall to help keep fuel fresh over the winter, keep corrosion at bay and to help prevent the onset of phase separation.
TIP: Put the stabilizer in before you nearly fill the tank for its long winter nap. This will allow stabilizer to fully course through the fuel system as you run the engine when filling with anti-freeze.
Mistake #3: Not Anticipating a Winter Freeze
BoatUS notes that while there are quite a few claims from the colder climates, many boat insurance freeze damage claims also come from southern, temperate states hit by an unexpected freeze or when space heaters fail due to sudden storm power loss. In the northern climes, storm power outages also are to blame for engine block freeze related claims, however, both areas of the country have their fair share of winter freeze claims due to one reason: the failure to follow winterizing procedures.
TIP: Don’t let your buddy do the job – it’s a common refrain BoatUS claims staff hears every spring after a cracked block is discovered. Having your marina winterize your boat and systems may offer better protection if there is an issue come springtime. Another option is adding ice and freeze insurance to your boat insurance – most insurers do not charge much for it, but there are deadlines to purchase.